Boat Insurance

Keep Boating Fun

“Florida is one of the rare places you can enjoy boating the entire year,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent boat insurance agency.

In conjunction with National Safe Boating Week, Gov. Rick Scott has issued this week, Safe Boating Week in Florida. Florida leads the nation with nearly 1 million registered vessels across the state, according to the Florida Fish and Wildlife Conservation Commission(FWC). Additionally, Memorial Day weekend will contribute to a higher number of boats on the water.

Whether you are cruising, fishing or swimming, implementing safe boating rules will guarantee long hours of fun while out on the water.

NSBC_Life Jacket Fit Facts

The FWC ‘s 2016 Boating Accident Statistical Reports indicates the leading cause attributed to boating accidents in 2016 was the operator’s inattention or lack of proper lookout. Falls overboard are the leading type of fatal accident since 2003. Drowning is the leading cause of death.

“There should be no stigma with wearing a life vest on a boat. It is just as important as wearing a seat belt in a car,” says Buck, with GreatFlorida Insurance, Florida’s top independent boat insurance agency.

While life jackets prevent drowning, many people do not like to wear them because they are uncomfortable, too hot, get in the way of sun or hinder swimming. Maj. Rob Rowe, leader of the FWC’s Boating and Waterways Section, suggests wearing an inflatable model and you will hardly know you have one on.

Earlier this year a pair of University of Florida students competing in a fishing tournament were thrown from their boat while it was traveling at 57 miles per hour. The boat experienced a steering part failure. Thankfully both men were wearing life jackets and using a kill switch, which cuts the engine if the driver is thrown from the boat.

At, you can read about different life jacket styles, how to find the proper fit and how to care for your life jacket.

For additional safety boating tips, the FWC recommends:

Wearing a life jacket

Using an engine cut-off switch lanyard

Designating a sober boat operator

Paying attention and keeping proper look out

Have an emergency locator beacon

Filing a float plan

Take a boating safety class

GreatFlorida Insurance insures all types of vessels from Jet Skis to commercial fishing boats. Give us a call for all your boat insurance needs.


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Ellsworth Buck

Ellsworth Buck

Vice President
GreatFlorida Insurance

Since 2003, Ellsworth has served as Vice President of GreatFlorida Insurance, a network of independent, franchised insurance agents located throughout Florida. During his tenure he has helped the franchise grow to more than 100 independent locations state wide. He is a 20+ year veteran of the Florida Insurance industry and is a graduate West Virginia University, earning his M.B.A in 1984. He lives with his wife in Stuart, Florida.For more information visit:

955 S Federal Hwy, Suite 101
Stuart, FL

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